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Version 1: November - July Version 2: August - December Instructional delivery format: Proficiency exam Learner Outcomes: Version 1 and 2: Upon successful completion of the course, students will be able to: explain the importance of annuities; describe the key provisions of an annuity contract; distinguish among fixed, equity-indexed, and variable annuities; apply investment principles to annuities; describe the different types of individual and group annuities; explain how annuities are taxed and regulated; and describe the marketing of annuities. NOTE: When a student completes more than one course with an AAPA course number and the credit recommendations for these courses total 3 semester hours, the combined credit recommendation is equivalent to a semester-length course in Annuities.